health insurance

Why You Need Horse Insurance

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While you have likely spent many hours selecting and thinking about your own health insurance, you may have forgotten to take your pets into consideration. Owning a horse is both costly and rewarding. If you take care to think about what insurance to get now, you won’t be panicking later if something happens. Here are just a few of the different types of horse insurance you may want to consider.

Medical

There are many different types and levels of medical insurance. It can range from covering any necessary prescriptions to potential surgeries and recovery costs. Selecting this type lessens the chance of you having to pay completely out of pocket should the unexpected happen.

Transporting

Transporting your horse from one location to another isn’t as simple as having your dog hop in the backseat of the car. Not only do you need to be comfortable pulling a trailer behind your truck, but you have to be aware of what other drivers are doing. If you frequently drive your horse to competitions or riding trails, purchasing insurance that covers any incidents on the road will grant you peace of mind.

Mortality

Although it’s a difficult subject to think about, would you plan to welcome a new horse into your life if something happened to your current one? If you own some sort of equine business, then your livelihood centers around these animals and the answer is likely yes. Mortality insurance is a good option for anyone who would seek a new horse in the event of a death.

It’s easy to overlook the thought of equine insurance, but don’t delay. Too many pet owners wait to think about this after their animals have already contracted an illness or been injured, and don’t realize that most insurance companies won’t cover pre-existing conditions. Taking care of this now means you’ll be prepared if the worst happens.… Read More..